Money Dashboard Unveils the 3 Steps to Saving During Christmas

Money Dashboard, the free financial software service, has put together some top tips on ways to save money this Christmas and into the New Year.

Christmas is one of the most expensive times of the year. This year Britons will spend around GBP89 billion on Christmas, from food and decorations to presents and travel. Trying to save at this time is therefore an uphill struggle. But Money Dashboard knows it is possible. Through its free online software anyone can take control of their finances. Users of the software can see exactly where their money goes, monitor their spending accordingly and even see how much money will be spare at the end of the month. Past spending patterns are used to predict the future, making saving more straightforward and fundamentally, more doable.

Money Dashboard has three key pieces of advice for budding savers. Here are some of their top tips.

See what you’re spending
By monitoring spending people can see exactly where their money goes. With Money Dashboard all information from all accounts can be viewed in graphs, thus making it far easier to monitor, track and keep on top of incomings and outgoings. Monitoring allows people to be aware of their costs. A tough month with lots of outgoings such as December and January can be planned for in advanced and/or dealt with through some belt tightening shortly afterwards.

Make adjustments to help cut costs
By using Money Dashboard’s forecasting facility, based on previous months, users can easily see how much they can expect to receive and pay out. If for example a big expenditure is coming up such as Christmas, users can adjust well in advance based on the budgeting model. The Money Dashboard software calculates for you accordingly, showing just how much will be available in the future based on savings and cutbacks now.

Plan ahead to continue saving
Money Dashboards Budget Planner makes saving for big occasions simple. It shows areas that can be reduced by distinguishing between all types of payments and earnings. Its Budget Planner breaks everything down into bite-size, easy-to-read manageable readings so people can take control of their finances.

Website: www.moneydashboard.com

How to lead and manage DevOps teams more effectively in a remote work environment

The remote working triggered by COVID-19 is leading to a series of interesting and positive business outcomes. An area where we are witnessing considerable impact is the practice of DevOps or the art of accelerating and improving technology delivery and operations processes. At the heart of DevOps, it is all about culture, people and technologies coming together.[i] The practice seeks to drive collaboration between development and operations teams, bringing them closer right from conceptualization, planning, design, deployment to operations. With COVID-19 imposing remote working, DevOps is witnessing a significant increase in adoption. Cloud has become critical for decentralized DevOps teams, providing a new set of challenges that need to be addressed.

The challenges are significant. For organizations that do not (yet) have a complete cloud-native DevOps program, Freddy Mahhumane, the Head of DevOps for South Africa’s financial services leader, the Absa Group, has some advice: “Don’t just pick AWS or Azure or Google Cloud and migrate. If an organization is in early stage of cloud adoption, come up with a hybrid strategy that keeps some processes running in house and on premises while you learn in the cloud environment.” This gives the required confidence to Development and Operation teams. But that is increasingly turning into a luxury with COVID-19 around. Working remotely in cloud environment has become necessary—and will soon become the default mode.

Fortunately, the DevOps culture talks about working remotely from anywhere, anytime -hardcore practitioners should be able to walk into an Internet café anywhere in the world and work. And now, after a few months of distributed working enforced by the pandemic, DevOps leaders are finding ways to solve the challenges of collaboration, processes management, delivery and more. However, cloud adoption for systems lowers the risk by several magnitudes. It allows them to access the required infrastructure when compared to accessing it over an enterprise VPN or via secure end points that need expensive licenses. This, naturally, raises questions around security.

Part of the answer lies in the practice of DevSecOps that seeks to maintain compliance and security requirements. But the focus of security, as called out by Mahhumane, has traditionally been on hardware and application security. He too feels distributed/remote working requires organizations to also focus on the social aspects of security. For example, an employee working from home social engineering may share data or innovation ideas with friends or family. So, it is very essential to understand the social side of the security as well. There could be many more challenges. DevSecOps was born to secure our systems, processes and the places where we are producing information with enterprise infrastructure. Physical security of data is assured. Now, DevSecOps has to deal with remote and isolated team members in environments that may be difficult to monitor. What is required is DevSecOps with an additional layer of controls.

This, in the long-term, is a welcome trend. It shifts attention to security right to the front of the SDLC and will cause more robust security practices. For banks and financial services this is a healthy development. They need to deliver digital products quickly to stay ahead of competition and drive innovation. Better security practices will ease their anxieties over potential breaches of compliance and regulatory requirements while enabling product development at pace.

Leaders who prioritize security strategy will find that they can drive their large distributed ecosystems of IT vendors to deliver better. To enable this, Mahhumane advises organizations to develop a security team along with strong strategy within the organization to support vendors. The team’s goals would be to help vendors meet organizational goals. He also suggests that DevOps leaders should understand their infrastructure thoroughly. For example, a data center plays the role of hosting, and understanding the processes of a data center can help create better delivery.

Over the last several years, DevOps has shown that it is an evolutionary process, not a big-bang event. However, currently it is being forced to evolve more rapidly than it has done. Processes used for years for versioning, testing, monitoring and securing, must undergo rapid change. DevOps leaders need to question their existing practices so new ones may quickly evolve for an era of remote working.

[i] There is no clear, single definition of DevOps. As DevOps depends on company culture, the definitions show subtle differences when articulated by different people.

How To Make Mouthwatering Chana Masala Or Chickpea Curry?

To make delectable Chana Masala you can follow these steps. Take one cup of white Chickpeas and soak them in water for 8-9 hours. For roasting Masala take three-forth cup or one cup of grated Coconut, 1 inch Cinnamon, half tablespoon Fennel seeds, half tablespoon Cumin seeds, 1 tablespoon Coriander seeds, 1-2 dry Red Chilies, 2-3 Cloves, 1 Black Cardamom, 2-3 Green Cardamom and one small piece of Stone Flower. Also take other ingredients like 3 tablespoon oil, 1 small Bay leaf, half teaspoon Mustard seeds, 10-12 Curry leaves, 1 Green Chili, 1 medium Onion chopped, one medium Tomato chopped, one-forth or half teaspoon of Turmeric powder, a pinch of Asafetida, half inch pieces of Ginger, 2-3 Cloves of Garlic, Salt to taste and some fresh Coriander leaves. Now take pressure cooker and put soaked white Chickpeas with 3-4 cups of water, let it cook till three whistles. Grind Ginger and Garlic together to form a paste in mortar-pestle. When Chickpeas are cooked, drain the water and keep it in a utensil.

Take a frying pan and put Cinnamon, Cumin, Cloves, Red Chili powder, Stone flower, Black Cardamom, Green Cardamom, Fennel seeds and Coriander seeds and roast them. Instead of these you can simply use two-three teaspoons of Majithia Chana Masala Powder. Once these spices are roasted add Coconut and fry for few minutes, when Coconut turns brown put off the flame and grind this entire mixture after cooling with a cup of water to form a paste. Take oil in a separate frying pan and add Mustard, Bay leaf and Onions, fry till Onions turn brown. Add Curry leaves, Ginger-Garlic paste and Asafetida, fry till aroma of Garlic disappears. Add chopped tomato and fry for few minutes, add ground masala paste and stir and later add boiled white Chickpeas. Sauté for 3-4 minutes and later add water collected from pressure cooker, keep stirring the mixture after every 2 minutes and let the gravy become thicker. You can crush few Chickpeas with spoon, this will help in making gravy thicker. Once it is ready serve after garnishing
it with fresh Coriander leaves. You can serve Chana Masala with Pooris, Bhature or even with Parantha. Chana Masala also tastes very good with plain or fried Rice.

The above mentioned recipe will make Southern style Chana Masala or chickpea curry which is very different from usual recipes and has unique taste. Use of Coconut in the dish makes its taste relishing and gives it a special appearance. If you do not like the taste of Coconut, add any other vegetable oil to fry spices or add Majithia Chana Masala Powder to heated oil. Serve it hot, you can also add Raita, Curd, Yoghurt or Salad for more variety in the meal.